“What you are aware of you are in control of; what you are not aware of is in control of you.”
We put our clients in control of their future should something happen to them. After hearing stories of group or association plans not covering the recently disabled during claim time as comprehensively as they initially expected, we created DI4MDs to take a proactive approach with serving the physician community. They believed that they were fully protected; however, after they filed the claim, they realized the policy wasn’t comprehensive. The policies we recommend are non-cancellable and guaranteed renewable with an own occupation, specialty specific definition of disability. This means that the insurance company can never cancel coverage, raise rates, or reduce benefits for the life of the policy. It also means that in the event you become sick or injured and unable to complete the exact duties that your specialty requires, you will be paid your full benefit until the end of your benefit period. It is our mission to educate you on what is available in the marketplace and make recommendations that put you, not the insurance companies, in control.